Get loans are a type of unsecured loan that individuals can borrow from a bank, credit union, or online lender to finance various personal expenses. Since they are unsecured, they typically don't require collateral to be approved, but they may come with higher interest rates than secured loans.

Once the loan is approved and signed, the lender will disburse the loan amount. For personal loans, this could be a lump sum deposited into your bank account. For mortgages, the funds are often paid directly to the seller of the property.Make sure to make payments on time to avoid penalties and damage to your credit score.